1. Customer Places Order.
A Customer places an order on a merchant's website. The transaction information is encrypted and transmitted to the online secure server, which is linked via a dedicated, leased line to the credit card processing bank.

2. Our online service verifies with bank.
The transaction information is sent by the online secure server via leased line to the credit card network where the validity of the card is checked and the availability of funds on that account is verified. An autorization code is returned via leased line to the online secure server, the authorization is encrypted by the online server and transmitted in encrypted form to the merchant's web server which triggers fulfillment of the order.

3. Receipt is issued and merchant gets funds.
An email receipt is sent to the customer and the merchant (either or both can be disabled at merchant's option). Within 48-72 hours, the merchant receives their money.